Banking Committee: Mr. Tanguay, Mr. Nelson, Mrs. Hartkopf Credit Score: __________
Business Name: _______________________________________________________________
Business Members: ____________________________________________________________
______________________________________________________________________________
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2 |
3 |
4 |
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Section 1: |
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Choice of Location |
Minimal
description of justification of location. |
Provides
location choice with minor justification. |
Provides
description of location choice, along with justification. |
Provides
detailed description of location choice; justifies choice while also
noting any challenges or obstacles. |
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Key
Personnel |
Key
responsibilities appear to be concentrated among a few team members. |
Most members
of team are involved in key positions. |
All members
of team hold key positions. |
All members
of team hold key positions, with specific and defined responsibilities. |
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Section 2: |
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General
Operations |
Provides no
description of operations or production. |
Provides
minimal information on operations or production. |
Provides some
description of business operations and production. |
Provides
detailed description of business operations and production. |
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Equipment |
No discussion
on equipment requirements. |
Minimal
information provided on equipment needed. |
Some
information provided on equipment needs. |
Detailed
description and costs of necessary equipment. |
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Inventory |
No discussion
on inventory requirements. |
Minimal
information provided on inventory needed. |
Some
information provided on inventory. |
Detailed
description and costs of inventory needs included. |
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Facility |
No discussion
on facility requirements. |
Minimal
information provided on facility requirements. |
Some
information provided on facility requirements. |
Detailed
description of facility requirements provided. |
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Quality
Control |
No
information provided on quality control. |
Minimal
information provided on quality control. |
Describes
processes and procedures for maintaining quality control. |
Describes
processes and procedures for maintaining quality control in detail. |
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Section 3: |
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Market
Environment |
No
description of market environment. |
Basic
description of market environment. |
Information
provided on market environment with some detail. |
Detailed
information on market environment. |
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Target
Market |
No
description of target market. |
Basic
description of target market. |
Information
on target market provided with some detail. |
Detailed
information regarding target market and customers. |
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Competition |
No
description of market competition. |
Basic
description of competition. |
Provides
description of competition with some detail. |
Detailed
information on competition is provided. |
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Marketing
Strategies |
Minimal
information provided on marketing and sales strategies. |
Basic
marketing information provided. |
Discusses
marketing strategies with some detail. |
Detailed
discussion on marketing strategies is provided. |
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Section 4: |
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Financial
Statements Presentation |
Minimal
presentation of financial information. |
Basic
financial data provided. |
Financial
information with some detail provided; revenues and expenses are
discussed. |
Detailed
financial information provided, with clearly identified revenues and
expenses (fixed and variable). |
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Profitability |
No evidence
shown of profitability. |
Little
information on profitability. |
Some
discussion of profitability included. |
Detailed
presentation of profitability. |
Credit Score: 1 2 3 4 5
(one
is
lowest risk, five is highest risk)
5.00% 6.00% 7.00% 8.00% 9.00%
Comments: